Disability Claims Related To The Pandemic

Contributed by Tony Lafazanis – Personal Injury Lawyer — Ontarians and indeed all Canadians are learning to live life impacted by the COVID-19 pandemic. New workplace procedures and the challenges of working from home are two major changes, and many people have been temporarily laid-off or lost their jobs entirely. A claim for Disability insurance benefits may be appropriate in certain circumstances.

 
Employees who contract COVID-19 or whose mental and/or physical health is affected by it may be eligible to claim benefits under a Short Term Disability (STD) policy and if the mental and/or physical health challenges continue, may be eligible to claim benefits under a Long Term Disability (LTD) policy.

 
Qualifications for Short Term Disability Benefits
If you have been infected with COVID-19 and have disability insurance, you should be able to submit a claim for STD benefits. With the recommendation from the Canadian Life and Health Insurance Association (CLHIA), many insurance companies are making the following adjustments to allow people with the virus or who are adhering to a medically-directed quarantine, to receive their benefits as quickly and easily as possible:

  • waiving the standard waiting period for STD policies (ranging from 1 to 10 days) to start receiving benefits on the first day of diagnosis, separate from sick days which do not fall under the health insurance benefit and are managed by your employer.
  • waiving lab tests and doctor’s notes requirements in favour of self-declarations.

At any point in the application process, your claim could be denied. Tony Lafazanis provides a free evaluation of your policy and how it may apply to your disability.

 

www.TLLawCanHelp.com
Personal Injury & Disability Insurance Law

TwitterGoogle+FacebookLinkedInDiggStumbleUponBlogger PostDeliciousShare

Other News

first-parliament-building=parliament-street

First Parliament

Some interesting developments on The First Parliament site is located in downtown Toronto at the intersection of Front and Parliament Streets. It is a full city block, bounded on the west by Berkeley … [Read More...]

Homelife-Mural-copy

Cabbagetown Outdoor Gallery

Contributed by Gerald Michaud, Broker - ManagerHomeLife/Realty One Ltd., Brokerage -- Recently, we commissioned a piece of Art by artist Christian English-Pratt.  The Art mural being painted is on our … [Read More...]

doubletake-thrift-store-cabbagetown

Double Take has all the giftables

Contributed by Sharon -- YSM’s Double Take Thrift Store is here to help you get ready for the holidays! Our staff are excited to share sustainable and creative ways the Cabbagetown community can show … [Read More...]

homes-in-cabbagetown

KNOW THAT HOUSE

Contributed by  Maryam Hatam -- Hugh Neilson House: This yellow brick house (295 Carlton St.), with a beautiful wooden door was built in the Gothic Revival style in 1878 for Hugh Neilson, a Scottish … [Read More...]

St Anne’s Heart

Contributed by Anita Bostok --- Back in the 1980s, a friend dared Carlos Carreiro to take a dance class. Up for the challenge, he went to the class that he found enjoyable, but it was the attractive … [Read More...]

Tony Lafazanis – Personal Injury Lawyer

Are You a Victim of a Hit and Run?

Contributed by Tony Lafazanis – Personal Injury Lawyer --- Getting in a car accident, for any driver, cyclist or pedestrian can be a nightmare. Unfortunately, hit and run accidents occur far too … [Read More...]

bostok-hathaway-getting-to-know-you

GETTING TO KNOW YOU

Cabbagetown is a neighbourhood of beauty, heritage, cultural diversity and inclusion. We are Anita Bostok and Noman Hathaway and we’re proud to contribute this regular feature where you get to know … [Read More...]

shuter-street-Pharmacy

Shuter Street Pharmacy

Shuter St Pharmacy located at 290 Shuter, Corner Shuter and Parliament is now under new management. Our professional team is ready to serve the Cabbagetown and surrounding communities for all their … [Read More...]

Pollinator-Project_Dixon-hall

Pollinator Grant Update

In 2019, staff from the Rooming House Project applied for the Pollinator Grant with help from local tenants who were interested in the project. Together staff and clients completed the application, … [Read More...]

greenthumbs

Green Thumbs Pumpkin Project

Green Thumbs Growing Kids is a local charity actively creating school food gardens in order to connect children to food and their environment. For 21 years we have been at the forefront of … [Read More...]

You’re just the right kind of wrong!

Contributed by Debjani Sinha Do you hear this background noise in your head? “You’re too loud!” “You won’t make it.” “They don’t like you.” “You look bloated.” “It’s all your fault.” and … [Read More...]

enough1

Wish I Could

Dub J announces new single with all-star cast to speak out against gun violence. Canadian producer Dub J unifies a Toronto A-List roster of JRDN, Maestro Fresh Wes, JD Era, Bizz … [Read More...]