Disability Claims Related To The Pandemic

Contributed by Tony Lafazanis – Personal Injury Lawyer — Ontarians and indeed all Canadians are learning to live life impacted by the COVID-19 pandemic. New workplace procedures and the challenges of working from home are two major changes, and many people have been temporarily laid-off or lost their jobs entirely. A claim for Disability insurance benefits may be appropriate in certain circumstances.

 
Employees who contract COVID-19 or whose mental and/or physical health is affected by it may be eligible to claim benefits under a Short Term Disability (STD) policy and if the mental and/or physical health challenges continue, may be eligible to claim benefits under a Long Term Disability (LTD) policy.

 
Qualifications for Short Term Disability Benefits
If you have been infected with COVID-19 and have disability insurance, you should be able to submit a claim for STD benefits. With the recommendation from the Canadian Life and Health Insurance Association (CLHIA), many insurance companies are making the following adjustments to allow people with the virus or who are adhering to a medically-directed quarantine, to receive their benefits as quickly and easily as possible:

  • waiving the standard waiting period for STD policies (ranging from 1 to 10 days) to start receiving benefits on the first day of diagnosis, separate from sick days which do not fall under the health insurance benefit and are managed by your employer.
  • waiving lab tests and doctor’s notes requirements in favour of self-declarations.

At any point in the application process, your claim could be denied. Tony Lafazanis provides a free evaluation of your policy and how it may apply to your disability.

 

www.TLLawCanHelp.com
Personal Injury & Disability Insurance Law

TwitterGoogle+FacebookLinkedInDiggStumbleUponBlogger PostDeliciousShare

Other News

broken-christmas-tree

Hello Holiday Readers

How many holiday editions is this now?? Twelve to be precise. The last two, amid pandemics, have been interesting. We did the giving guide last year, and this year did not get the content or … [Read More...]

cabbagetown-business-survival

Will Our Small Businesses Survive?

Contributed by Anita Bostok. As Cabbagetown residents, we know full well the advantages of downtown living. We walk down the street, and everything we need is at our fingertips. But we can’t take it … [Read More...]

don-valey-art-show

DVAC Holiday Show and Sale:

The show remains open at the Papermill Gallery until Sunday, November 20th at 4pm We are excited to be back in our favourite haunt, the Papermill Gallery at Todmorden Mills for this year’s Holiday … [Read More...]

caroline-murphy-web

Thanks a billion for your support

Thank you to my fellow candidates and you , as residents, for your commitment to the election process and being engaged. It is people like you who give me hope for all we can accomplish together and … [Read More...]

getting-to-know-you-

GETTING TO KNOW YOU

Cabbagetown is a neighbourhood of beauty, heritage, cultural diversity and inclusion. We are Anita Bostok and Norman Hathaway and we’re proud to contribute this regular feature where you get to know … [Read More...]

CarolineMurphy-Advert

CAROLINE MURPHY

“We can do better” - Candidate for City Councillor Ward 13 - Toronto - Center Caroline Murphy In September, I wrote about why I was running to be your City Councillor for Ward 13 and since then, I … [Read More...]

Photo credits Marion Voysey

My Betty White

My Betty White Photo credits Marion Voysey Betty White– is a visual artist, living and working in downtown Toronto. Born in the US, Betty studied painting and, for a period, paper making, in a … [Read More...]

lavenue-restaurant-cabbagetown

Elora L’Avenue

Contributed by Anita Bostok - After a soft opening last summer, L’Avenue restaurant at 583 Parliament Street is now creating quite a buzz. Taking inspiration from the chic cafes and brasseries she … [Read More...]